Interest Free Credit

I am delighted to be able to offer the option of Interest Free Credit on all purchases over £300 at your viewing appointment. I am a proud partner with PayItMonthly who provide this service for me and information on how the Interest Free Credit option works is below.

FAQ’s

How Does The Interest Free Credit Option Work?

At your design consultation and ordering appointment we agree on the order you are placing, the images and best presentation options for them. Let me know you would like to pay for your order via Interest Free Credit then we will place an application to PayItMonthly with just a few details. The rest of the application takes just a few minutes and will ask you for some personal information. If accepted you will be asked for your card details so PayItMonthly can take the first payment plus any deposit required. Once completed, the rest of your order will be processed as normal and you can expect a call from Child Whisperer Photography in around 3-4 weeks to arrange a time for you to collect your beautiful portrait art.

Are there limits on how much I can spend?

PayItMonthly interest free credit is available on products from £300 to £3000. Credit is available up to a maximum of 12 months, dependant upon how much credit is applied for. Credit offered is set by Child Whisperer Photography.​

Who can apply for PayItMonthly interest free credit?

Applicants must be aged between 18 and 80. Be a permanent UK resident. Have a current UK bank account. Have a valid UK phone number and email address

Will a credit check be performed?

Yes. A credit check is performed to assess your eligibility and affordability. ​

Can I pay off my balance early?

Yes of course and there is no penalty or additional fee.​

Who can I contact if I need help?

For any questions related to PayItMonthly interest free credit please contact them on 03332122141 or [email protected]

Payitmonthly Disclaimer

PayltMonthly is a form of credit that allows you to spread the cost of your purchase over monthly instalments. You must be 18 or over, a UK resident (excluding the Channel Islands), and meet our eligibility criteria. All credit is subject to status and affordability checks. Late or missed payments could impact your ability to access credit in the future. PayltMonthly is deemed authorised and regulated by the Financial Conduct Authority for the purposes of the Temporary Permissions Regime for Regulated Deferred Payment Credit. Details of the Temporary Permissions Regime, which allows firms to carry on deferred payment credit activities while seeking full authorisation, are available on the Financial Conduct Authority's website. Terms and conditions apply. For full details, visit payitmonthly.uk/terms